Can you help me if I'm NOT a healthcare worker?

Absolutely!! My service is available to everyone. I help clients from all industries navigate the home loan process and compare a wide range of lenders to find a solution that suits their circumstances.

How does your mortgage broker service work?

We handle the entire home loan process for you. From comparing over 40 lenders to managing the paperwork and negotiating rates, we make getting your keys simple and stress-free.

Does it cost anything to use a broker?

No, we're paid by lenders, not by you. Our commissions are disclosed upfront and are consistent across our lender panel.

How much deposit do I usually need?

5% can be enough for first home buyers using government schemes. 10% suits most others. Healthcare workers may access up to 95% LVR without LMI.

How long does it take to get approval?

Pre-approval typically takes between 2 to 7 business days, depending on the lender's current turnaround times and the complexity of your financial situation.

Can you help if i'm self-employed?

Yes. We work with lenders that accept 1-year financials, BAS statements, and accountant letters depending on your structure.

Will applying hurt my credit score?

We only submit one application - to the lender we both agree is the best fit. We don't 'shop around' with multiple applications.

You look after Australia.
I’ll look after the loan.

Home loans tailored to nurses, doctors, allied health, emergency services, security, operational services, paramedics, and healthcare or frontline workers.

Not every lender assesses healthcare income the same way. I help match you with lenders that recognise overtime, penalties, allowances and the value of your profession.

Meet Your Broker

You're in Good Hands

Hi, my name is Hana.

Before becoming a mortgage broker, I spent years working as a registered nurse. Looking after people has always been something I've genuinely enjoyed and becoming a broker has given me the opportunity to continue doing that in a different way.

Healthcare is more than just nurses and doctors. It's the entire team that keeps our hospitals, clinics, and communities running. Having been part of that team myself, I'm passionate about supporting fellow healthcare workers achieve their property goals.

I know what it's like to work hard, save where you can, and still question whether you're in a position to take that next step.

Which is why I'm here to guide you through the process, answer your questions, and help you borrow and buy with confidence.

About Me

My Services

I work closely with healthcare professionals, their families, and friends to help them achieve their home ownership and investment goals.

First home buyers

Step into your first property with a clear, guided map to financing success.

First Home Buyer support
Grants & schemes
Low deposit options
Borrowing guidance

Refinancing

Optimise your current loan and unlock better rates or equity potential.

Lower repayments
Access equity
Debt consolidation
Loan health check

Investment lending

Build your portfolio with strategic lending advice and care.

Loan strategies
Interest-only
Equity release
Loan structuring

Commercial Lending

Helping secure the right finance for commercial property and growth.

Commercial property
Owner-occupier
Business expansion
Lending solutions

Next home & upsizers

Transition to your next property with bridging and new finance.

Bridging finance
Access equity
Portability
Coordination

Self-employed

Flexible solutions tailored for business owners and freelancers.

Low-doc options
ABN lending
Trust structures
Alt income

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Waive LMI
Save thousands upfront with special lender policies that eliminate LMI for healthcare workers.

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Expert Advocacy

Not every application fits neatly into a box. I work with lenders to present your income and circumstances clearly.

Broker for Healthcare Heroes

Having worked as an RN for 7+ years in many different facilities, I understand the way healthcare professionals are paid. From overtime and penalties to agency work and multiple employers, I help you navigate lender policies and secure the right home loan with confidence.

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Full Income Recognition
We ensure lenders count every cent of your overtime, allowances, and shift penalties to maximise your borrowing power.

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Service
You'll deal directly with me throughout your journey - from your first question to settlement.

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Borrow More, Borrow Smarter

From rotating rosters and agency work to multiple employers, I understand the way healthcare professionals are paid.

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Buying Your Own Clinic
Finance options for healthcare professionals purchasing medical, dental or allied health premises.

Ongoing Support

My service doesn't end at settlement. I stay connected with my clients through regular check-ins and loan reviews, helping identify opportunities to save money, access equity, or prepare for future property goals.

What Sets Me Apart

More Than Just Interest Rates

I look beyond the interest rate to maximise your overall outcome by increasing your borrowing power, reducing costs, and finding opportunities to keep more money in your pocket.

I Know the Right Lenders

Lenders differ in how they assess shift work or agency income. I identify the specific banks best suited to your unique financial profile.

RESPONSIVE SERVICE

I know how important timely communication is. I'll keep you updated regularly and be available to answer your questions along the way.

Your Mortgage Journey

Five steps from first conversation to keys-in-hand. We do the heavy lifting at each one.

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Initial Consultation

A 30-minute call to understand your goals, situation, and timeline.

Strategy

I'll model the numbers, shortlist lenders, and recommend a clear path forward.

Application

I'll prepare the paperwork, manage the lender, and keep you updated regularly.

Approval & settlement

From conditional to unconditional to keys. We coordinate everything.

UNIQUE CLIENTS

casual/multiple income streams

Whether you're a casual employee, contractor, or juggling multiple jobs. I'll help match you with lenders who recognise your full earning potential.

low deposit

A smaller deposit doesn't always mean putting your home ownership goals on hold. I'll help you explore lenders, government schemes, and strategies that could get you into your home sooner.

Life happens. Whether you've had missed repayments, defaults, or past financial setbacks, I'll help you understand your options and work towards finding a lender that's the right fit for your situation.